Personal Loan Refinance Calculator – Annie Millerbernd

The best time to refinance a personal loan is when you’re offered a lower annual percentage rate. A lower rate can save you money by reducing the monthly payment and the total interest. Here are two signals to check rates on personal loans and see if you qualify for a lower rate: Stronger credit: If you’ve…

Annie Millerbernd writes for NerdWallet. Email: amillerbernd@nerdwallet.com.

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